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All borrowers must have valid social security number.
 
All borrowers must have at least one valid credit score.
 
Borrowers using non-traditional credit are not allowed.
 
A completed and signed 4506-T is required for all borrowers on all loans.
 
Loans > $417,000: Full documentation required. Loans must be documented according to the VA Lender Handbook and may not use the AUS conditions as they relate to income and assets.