The LES (Leave and Earnings Statement) must identify service members who are within 12 months of release from active duty or end of contract term. If the date is within 12 months of the anticipated date that the loan will close, the loan package must also include one of the following four items, or combinations of items, to be acceptable:
| • | Documentation that the service member has already re-enlisted or extended his/her period of active duty to a date beyond the 12 month period following the projected closing of the loan, or;
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| • | Verification of a valid offer of local civilian employment following release from active duty. All data (date employment will begin, earnings, etc.) must be included, or;
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| • | A statement from the service member that he/she intends to re-enlist or extend his/her period of active duty to a date beyond the 12 month period, |
| • | Plus, a statement from the service member’s commanding officer confirming that the service member is eligible to re-enlist or extend his/her active duty as indicated, and has no reason to believe that such re-enlistment or extension of active duty will not be granted. |