FNMA Conforming Loan Limits

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The following is a list of the Fannie Mae conforming loan limits for both first and second lien mortgage loans. Please note that the conforming loan limits for Alaska, Hawaii, Guam and the Virgin Islands are 50% higher than the limits set forth below.

 

Year

First Mortgages

Second

Mortgages

1 Unit

2 Unit

3 Unit

4 Unit

2009

$417,000

$533,850

$645,300

$801,950

$208,500

2008

$417,000

$533,850

$645,300

$801,950

$208,500

2007

$417,000

$533,850

$645,300

$801,950

$208,500

2006

$417,000

$533,850

$645,300

$801,950

$208,500

2005

$359,650

$460,400

$556,500

$691,600

$179,825

2004

$333,700

$427,150

$516,300

$641,650

$166,850

2003

$322,700

$413,100

$499,300

$620,500

$161,350

2002

$300,700

$384,900

$465,200

$578,150

$150,350

2001

$275,000

$351,950

$425,400

$528,700

$137,500

2000

$252,700

$323,400

$390,900

$485,800

$126,350

 

** To view a list of counties for which the conforming loan limits have been increased as a result of the Economic Stimulus Act of 2008, click here.