This guide provides instructions for implementing the Section 184 Indian Housing Loan Guarantee Program. Although it is intended primarily as a guidance document for lenders, it provides information that will also be valuable to tribes, Indian Housing Authorities (IHAs)/Tribally Designed Housing Entities (TDHEs), and housing advocates.

 

ALL Section 184 loans submitted to Gateway for closing/funding must first be underwritten and receive a Clear to Close directly from HUD.  Gateway does not underwrite these loans...HUD does.  Therefore, it is a requirement that anyone wishing to originate Section 184 loans have prior experience doing so.  Gateway will not offer training and will expect that all Section 184 loans submitted are submitted from knowledgeable loan originators.