| a. | Timing. The lender will request the Section 184 case number after the completion of the loan application by the Indian family, IHA/TDHE or tribal borrower. If Loan Guarantee Funds are available, and there is an acceptable legal framework as noted in Chapter 2, a case number will be assigned and Loan Guarantee funds, in the amount of the proposed mortgage, will be reserved. This request must be completed prior to the lender ordering the credit report(s) or appraisal so that the borrower is not subject to any expenses, in the event Guarantee funds are not available. If funds are not available, the loan cannot be processed under Section 184. |
| b. | Submission Information. Lenders may utilize the sample Request for Case Number form in Appendix 3 or may use their own form, as long as the following information is provided: |
| 2. | The lender’s ten digit, federal tax identification number. |
| 3. | The name of a contact person at the lender’s office in the event there is any questions concerning the request. |
| 4. | The contact person’s telephone number/fax number. |
| 5. | An indication as to the type of loan (i.e. an acquisition, rehabilitation of an existing home, both acquisition and rehabilitation of an existing home refinance or the construction of a new home). |
| 6. | The mortgagor’s name (whether it is an Indian family, IHA/TDHE or tribe). |
| 7. | Name of the tribe with jurisdiction over the subject property. |
| 8. | The property address. This would be the street address or legal description. |
| 9. | Proposed Mortgage Amount. Since the lender has not begun full processing of the loan at this stage, this should be the lender’s best estimate. |
| 10. | Land Status. The lender will provide information as to the status of the land as either tribal trust land, fee simple land or allotted/individual trust land. |
| 11. | The lender will indicate if the tribe has a tribal court system. |
The information above is sent to the Program ONAP office in any of the following manners:
| a. | Sent via facsimile to: (303) 675-1671; or |
| b. | It may be mailed to the address noted in Appendix 1. |
After the Program ONAP’s review, the form will be returned to the lender via facsimile. The lender will either receive a case number, which authorizes the lender to proceed, or the lender will be informed that the information is unacceptable or funding is unavailable. Under the latter, the lender cannot proceed with processing this loan under the Section 184 program.
